Welcome to 8821 Bellwood, a charming 3 bedroom, 1 bath oasis with a 9,100 SqFT usable lot nestled in the heart of San Diego. With a 2.625% VA ASSUMABLE loan option for VA buyers ($527k balance), NO HOA, and low taxes, and enough space for RV Parking or ADU, this home offers both comfort and affordability. Equipped with a newer 12-panel 6,390 kWh solar system, new AC and heating, a stainless steel gas range, this dream home is the perfect mix of functionality and liveability. Situated on an elevated lot, the home offers privacy and tranquility with mature fruit trees and a peaceful ambiance. The flat, usable land to the right presents endless possibilities, including potential for an ADU (feasibility report available and attached to the MLS). The open-concept kitchen and living room create a seamless flow from the gated front porch area through to the enclosed sunroom and spacious backyard, perfect for family gatherings, parties, and relaxing evenings. The 9,100 SqFt lot provides ample space for outdoor enjoyment and peaceful sunsets. Located west of the freeway and 15 minutes from downtown San Diego, this home is close to shopping, schools, parks, and more, offering convenience without compromising the serenity of the setting. Come live your best life at 8821 Bellwood?a perfect dream home and oasis in the city!